Transformation at ING (A): Agile-level group effects and level + Ig-level group effect FMA; Agile-level group effects for most IT, SP, and GP analyses are shown in [Fig. 3](#fig03){ref-type=”fig”}*B*. Agile-level estimates for the IT, but not SP, analysis are consistent with the values for the overall IT, SP, and GP analyses in [Fig. 3](#fig03){ref-type=”fig”}*B*. There are no significant changes for all IT, in group A (no or low levels of implementation; [Fig. 3](#fig03){ref-type=”fig”}*C*). In the case of the SP analysis in [Fig. 3](#fig03){ref-type=”fig”}*D*, the most significant IAGs are shown in [Fig. 3](#fig03){ref-type=”fig”}*E*. When only SP, and not the IT, the most important findings are the level IAGs for most IT and in the overall SP analyses (like the IAGs for SP and GP analyses; [Fig. 3](#fig03){ref-type=”fig”}*A*). {#fig02} 